Well, to complete my current avatar I'd really just like to have a red plasma blade, and to complete my car I just need (want) the demonic wings, which are 5k, and then I'll be done with it.
But just for kicks, I whipped up a ninja avatar, completely decked out. Here it is:

Total Value: 1,068,633 Gold
[Item Information]Item List:
Ninja HoodNinja SwordBlack Musketeer TopBlack GlovesBlack Class SockBlack Eye Stripe TattooBenkei's Trousers BlackAncient KatanaTreacherous Eloquent TunicDamascus ArmorSinister ScarfThe sinister scarf and ancient katana are the only truly big-ticket items; the rest are all less than 20k. Without those two items the outfit is 79,838.
But I don't really need or want the ninja stuff...just the plasma blade and demonic wings. So if anyone doesn't want their old lightsaber....^__^;