Well for the most part, I'd say I prefer sport bikes. If I had to buy a new bike it would definately have fairing. Except for the Ducati 1000 Sport, which is gorgeous naked.
As far as I can tell, most naked versions of sport bikes, tend to put the rider more upright, as they attatch proper handle bars that replace the clip ons.
Personally I'd get the sport bike, and when I've crashed it, I'll turn it into a street fighter with clip ons.
biggrin